We offer customized coverage for both everyday use and leisure time.

• Auto Insurance
  We offer personalized personal and commercial insurance. Plans that can be adjusted according to your profile and the type of vehicle use.

Protecting the place where you live is essential — whether it’s your own home, a rented house or a property owned by someone else.

• Homeowner's Insurance
  Complete coverage against damage to the structure of the home and personal property, as well as civil liability in the event of accidents with third parties on the property.

• Renters Insurance
  Protects the tenant's belongings in case of theft, fire or accidental damage, as well as offering liability coverage.

• Specialty Dwelling (Unoccupied or Rented Properties)
  Ideal for properties that are not primary residences, such as rental homes or properties undergoing renovation. It offers coverage tailored to the specificities of this type of occupation.

• General Liability
  Protects your company against bodily, material or legal damages caused to third parties.

• Workers' Compensation
  Mandatory coverage in most states, it provides medical care and wage compensation to employees in the event of workplace accidents.

• BOP – Business Owner's Policy
  Combines liability protection with commercial property coverage, ideal for businesses looking for comprehensive security in a single policy.

• Commercial Auto (Commercial Vehicle Insurance)
  Protects company vehicles against accidents, damage and third-party liability.

• Umbrella (Supplementary Insurance)
  Increases the coverage limits of other policies, such as civil liability. Provides extra protection in cases of more serious claims.

• Builder's Risk (Insurance for Construction and Renovations)
  Specialized coverage for ongoing construction, protecting against physical damage to the project, such as fire, vandalism and natural disasters.

• Lessor's Risk (Commercial Property Owners Insurance)
  Designed for landlords who lease commercial properties, offering protection against property damage and tenant-related risks.

• Bond (Guarantee Insurance)
  Required in many public and private contracts, it ensures that the contractor complies with legal and contractual obligations. Necessary to obtain some work permits.

*PA, NJ, NY and also FL for commercial lines

When we have a family or people who depend on us financially, maintaining active life insurance is an essential step to ensure protection and peace of mind.

At Porciuncula Agency, we offer:

• Temporary Life Insurance
  With fixed prices for 10, 20 or 30 years, ideal for those looking for affordable coverage for a specific period.

• Permanent Life Insurance with Cash Value
  Valid for life, with the possibility of redemption and benefits during life.
  

Main Benefits:

• Coverage for funeral and burial expenses, which can be quite expensive in the US.

• Early release of part of the amount in cases of terminal or chronic illnesses*

• Financial support for the family in case of loss of income

• Accumulating retirement savings*

• Financial reserve for children in the future*

*Subject to the type of product purchased

We offer customized protection for your recreational vehicles, ensuring peace of mind so you can enjoy every ride safely, whether on or off the road.

• Recreational Vehicle Coverage
  We insure motorhomes, motorcycles, off-road vehicles and even golf carts — with personalized plans that adapt to your lifestyle and vehicle usage.

Protect your assets with tailored insurance for different types of properties. We offer specialized coverage, designed for the particularities of each type of residence.

• Coverage for Specialty Homes
  We insure owner-occupied homes, rental properties, vacant homes, mobile homes, seasonal homes, and temporary rental properties (such as Airbnb), ensuring adequate protection in each scenario.

Safety for a safe sailing experience. We protect your boat with covers designed for different types of use, whether leisure or professional.

• Marine Coverage
  Protect your experience on the water with personalized insurance for jet skis, boats and yachts, designed for leisure or professional use. We guarantee peace of mind and support wherever you are.